Legal Information

This site provides material for informational and entertainment purposes.

I do not give individualized financial advice. If you require such advice, contact a certified financial planner or other dedicated professionals so that they can review your unique situation and tailor their advice for you.

Investments carry risk and may lose value. is not responsible for the loss of value; all investment decisions that you make are yours alone.

Before investing, you should be aware of the risks involved, and take appropriate risk mitigation steps as necessary. Check multiple sources for information prior to investing; do not strictly rely on my articles as there could be errors.

Copyright 2019. Unauthorized use and/or duplication of this material without permission from me is prohibited, and most importantly, uncool.

However, excerpts and images may be used without having to contact me, provided that full and clear credit is given to with appropriate links to the original content.

Many of the third-party images I use on this site are public domain, and as such do not require source references. However, in the event that I use a copyrighted image, my policy is to link and give full credit to the owner.

If you think I have mistakenly used content or digital media from another source without giving due credit, please send an immediate email to